Commercial
Commercial General Liability
CGL insurance protects you if a customer is injured at your place of business. It would also cover damage or injuries caused by your employees at a client's site. CGL protects businesses against these types of claims. Even if your company is negligent or liable for damage, injury or loss to another's property, reputation or health, your business can keep its assets if it is adequately insured.
Umbrella
Umbrella insurance is designed to give one added liability protection above and beyond the limits on homeowners, auto, and watercraft personal insurance policies. With an umbrella policy, depending on the insurance company, one can add an additional $1-5 million in liability protection. Call us for details about all our commercial services for small and medium business owners.
Commercial Auto
You need commercial auto insurance if you own a vehicle which is used in your business. Garcia Lorenzo & Associates can advise you on the best coverage for your business and the types of coverage available in your area. Some of these types of coverage may be combined with other commercial auto insurance provisions or you may be required to purchase them separately. Whether you use your personal auto, van, or pick-up in your business, you are driving a commercial vehicle and to provide the proper insurance protection, this vehicle should be insured under a commercial auto policy.
