Personal
AUTO
Every state in the country requires that drivers, and sometimes passengers, carry minimum levels of auto insurance coverage (or the equivalent in financial responsibility waivers) in order to ensure that its drivers can cover the cost of damages to people or property in the event of an automobile accident.
Everybody looks for the best rate on car insurance, and we offer you the best quotes from some of the most-respected insurance carriers around. Call a Garcia Lorenzo & Associates representative to ask questions or to make changes to your policy today.
HOME
Home insurance, also called hazard insurance or homeowners insurance (or HOI), is a property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use, or loss of other personal belongings of the homeowner, as well as liability insurance for accidents that may happen at the home.
The cost of homeowners insurance often depends on what it would cost to replace the house and which additional riders are attached to the policy. At Garcia Lorenzo & Associates we have the good fortune of being able to offer homeowners insurance with First Floridian Auto and Home Insurance Company. Call us today for a free quote!
BOAT
At Garcia Lorenzo & Associates we offer you a comprehensive program for pleasure boats and personal watercraft. Boats accepted include ski boats, fishing boats, sailboats, pontoon/houseboats, high performance boats, jet-powered boats, and personal watercraft (water bike).
Valuable Coverage
- Protect against:
- Injury to others
- Damage to the property of others
- Pay medical expenses for bodily harm to yourself or passengers
- Injury to a water-skier
- Cover damage to your boat caused by
- Collision of any type
- Fire
- Theft
- Numerous other perils




