Commercial Property insurance policies for businesses and other organizations insure against damage to buildings and contents due to a covered cause of loss, such as a fire, hurricane, wind, and other perils, depending on coverage purchased.

The policy may also cover loss of income or increase in expenses that result from the property damage (PD). Commercial property policies may be written on standard or nonstandard forms.

Commercial Property policies can provide coverage for:

Builder’s Risk

Business Income

Building Ordinance and Law



Equipment Breakdown


Utility Service Direct Damage

Building and Business Property

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