Commercial General Liability insurance protects you if a customer is injured at your place of business. CGL policies as they are often referred to, can prevent major financial losses to your business in the event of a bodily injury on premises as well as damage or injuries caused by your employees at a client’s site.

Business liability policies are a safeguard for the business to operate knowing that the inherent risks of operating on a daily basis are protected with this type of liability policy.

Commercial General Liability policies, depending on what coverage you choose, may also provide additional very important protection such as medical expense coverage, attorneys’ fees, and possible out-of-court settlement amounts up to policy limits in the event of a lawsuit against your business.

Comprehensive General Liability policies can also provide:

Personal and Advertising Injury coverage protects your business against offenses made by you or your staff such as libel, slander, and copyright infringements.

Legal Defense Cost provides coverage for legal expenses arising out of legal liability lawsuits against your business for any number of covered losses.

Medical Expenses coverage provides protection for medical expenses if someone is injured on your premises or by your products, if the proper product liability is purchased.

Products Liability provides protection against any lawsuit as a result of a bodily injury or property damage sustained by others as a result of your product, if this coverage is purchased.

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